Note that only accidents reported as “major” will trigger an insurance claim. These include fractures, dislocations, concussions, severed tendons, dental damage or any injury that requires hospitalization. Accidents marked as “minor” are reviewed and kept on file for record keeping purposes only.
Accidents reports for “major” incidents will be forwarded to Cycling BC’s insurance underwriter to begin the claim process. Note that the underwriter will also require their accident report form to be filled out and approved by a physician and Cycling BC.