Cycling BC’s affiliated clubs are integral to the well-being of the cycling community and offer a supportive environment for people with a shared interest in cycling. Clubs are typically non-profit groups that aim to organize cycling events for their members. They have open memberships and are owned by their members. Individuals must have a Cycling BC membership to become a member of a club.
General Liability Insurance
Cycling clubs and teams affiliated with Cycling BC are protected by the Cycling BC General Liability insurance. This insurance covers the legal responsibility of the club or team if it is alleged to have caused bodily injury or property damage to a third party during a sanctioned Cycling BC event, including club group rides. This insurance provides a safety net and peace of mind to the clubs and teams who participate in Cycling BC events.
Individually, club members—as members of Cycling BC—are also protected by the Cycling BC General Liability insurance during their participation in Cycling BC-sanctioned events and activities.
Ride Accident Insurance
Cycling BC’s Ride Accident insurance policy covers members for injuries sustained while riding a bike anywhere in Canada or the contiguous United States. The Ride Accident policy may also cover a portion of medical bills. It is worth noting that only treatment conducted in Canada is covered. Members should obtain Travel Insurance for out-of-country medical expenses.
Optional Add-on: Director’s and Officer’s Liability Insurance
For clubs to cover their board of directors against potential legal claims.
For a summary of the insurance program covering our members, click here.
The Ride Accident insurance covers Cycling BC members 24/7 for injuries sustained while riding a bike anywhere in Canada or the contiguous (lower 48) United States. This includes coverage for injuries sustained during sanctioned activities or non-sanctioned activities (i.e. personal rides). It is important to note that the treatment covered must be conducted in Canada—Cycling BC members should still obtain Travel Insurance for out-of-country medical expenses.
The General Liability insurance covers Cycling BC members during their participation in registered/approved club activities and sanctioned Cycling BC events. It is the responsibility of both the club and individual members to ensure the scheduled activity or event has been registered/approved by Cycling BC.
The insurance provided is the same as in Question 1, but while working in a technical capacity for the affiliated Club. Some technical licences require certification i.e. NCCP, Provincial C Commissaire and require a Code of Conduct to be signed.
Cycling BC members fulfilling a role of leadership at any registered/sanctioned Cycling BC activity must hold the relevant UCI Technical Licence to access the General Liability insurance coverage.
Use the Cycling BC Accreditation Management System to complete SafeSport, education, and role-specific requirements for a UCI Technical Licence. All UCI Technical License holders are listed on Cycling BC’s Accreditation Registry.
If an accident occurs while participating in a club activity, a club member has 30 days to report an injury. Ride leaders, instructors, and coaches are expected to submit accident reports within 1-7 days, depending on the severity of the accident.
The first step in the process is submitting an Accident Report Form to Cycling BC. Visit cyclingbc.net/accident to complete the form.
Personal belongings of members are NOT covered.
REGISTERING YOUR CLUB RIDES:
Please make sure to submit and get approval for your club’s group activities using the Registered Club Activity Form before beginning any club activities. It’s mandatory to have Cycling BC keep a record of these activities as it is a requirement of the general liability insurance policy for club activities.
CERTIFICATES of INSURANCE (COI):
Events or activities requiring a Certificate of Insurance must be submitted with at least 14 days notice.
All club ride leaders, instructors, coaches, and technical staff must hold a UCI Technical Licence as it relates to their leadership role in the club as detailed in Cycling BC’s SafeSport and Coach Excellence policy (cyclingbc.net/ssce-policy).
Prospective club members may participate in a maximum of two club group rides and must sign the Cycling BC waiver—any subsequent participation by the rider will require a Cycling BC membership licence.
CYCLING BC SUPPORT:
To support your club’s development, Cycling BC offers administrative support for clubs. Contact email@example.com to schedule a call and set the club up for success this season.